Grace
To Live With Grace means we take an active role in our spiritual, financial, and personal growth. We invest in our own GRACE: Gratitude, Resilience, Authenticity, Creativity, and Empathy — recognizing that with God, and using our God-given Talent, Time, and Treasure, everything is possible.
Grace in the context of loss, pain, heartbreak, and grieving means that instead of being thrown into the downward spiral of anger, depression, denial, bargaining, and acceptance, we respond to loss with GRACE. Instead of sinking into the river of tears, we learn to build an archway across it.
Grace is also the key to successful investing — a high Return On Investment (ROI) and more importantly, a high Return On Legacy (ROL). Some see The Grace Initiative as the key to Legendary Wealth. We see it as Money With Meaning™. Thus, the subtitle: Beyond Money!

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My First Christmas Without Jan…
"Christmas is the perfect time to celebrate the love of God and family and to create memories that will last forever. Jesus is God's perfect, indescribable gift. The amazing thing is that not only are we able to receive this gift, but we are able to share it with...
Love With Grace™: Legacy & Legendary Happiness
"Humanity's legacy of stories and storytelling is the most precious we have. All wisdom is in our stories and songs. A story is how we construct our experiences. At the very simplest, it can be: 'He/she was born, lived, died.' Probably that is the template of our...
A Graceful Christmas
"Christmas is the spirit of giving without a thought of getting. It is happiness because we see joy in people. It is forgetting self and finding time for others. It is discarding the meaningless and stressing the true values." ~ Thomas S. Monson My First Christmas...